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Max housing

Max housing payment

Income and debts to a payment, then a two-pass price (MI and funding fee depend on LTV). Uses standard housing-ratio guides. Public affordability on this site stays more conservative.

While you talk

Max housing

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Use the highlighted row

Max housing payment

Conventional

$3,567/mo

$493,882 purchase

P&I
$2,964
Taxes
$165
Insurance
$156
MI / MIP
$207

FHA

$3,908/mo

$530,810 purchase

P&I
$3,253
Taxes
$177
Insurance
$172
MI / MIP
$232

VA

$4,817/mo

$688,824 purchase

P&I
$4,286
Taxes
$230
Insurance
$226
MI / MIP
$0

Estimate only — not a Loan Estimate or underwriting decision. Tax and HOI are estimates.