Legal
Disclosures
Last updated September 21, 2026
Michael McDermott is a Mortgage Loan Originator, NMLS 184065, with NEXA Lending (NMLS 1660690). AZBK license: BK-2006218. Licensed in Arizona, California, Colorado, Idaho, Illinois, Kansas, Michigan, Missouri, Montana, Texas.
Confirm licensing on NMLS Consumer Access. This is not an offer to enter into an agreement. Not all customers will qualify. All products are subject to credit and property approval.
Rates and calculators
Figures on this site are estimates. Market rates shown are average advertised rates from Mortgage News Daily — a starting point, not Michael’s quote, not a lock, and not an APR. Your actual rate depends on credit, down payment, the property, and the lender. Taxes and insurance are estimates and vary by property and coverage.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Market rates shown are average advertised rates from Mortgage News Daily — a starting point, not a lender quote, lock, or APR.
Equal Housing
We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NEXA Lending is an Equal Housing Lender.
Texas complaint notice
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Complaint forms and instructions: sml.texas.gov/consumers/complaints. Department of Savings and Mortgage Lending, 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705. Toll-free: 1-877-276-5550.
Applications
“Apply Now” and “Get pre-approved” open a third-party application with Bevri. HELOC applications open with Axen Mortgage. Those sites have their own terms. A credit pull happens only if you authorize it there.
Privacy
How this app handles information is in the privacy policy.
