30-yr conv
6.87%
Up +0.06 today
5.99%52-week range6.87%
Today’s market
Rate options
These are average rates lenders are advertising — a snapshot of the market, not a quote from Michael, and not the only rate available. Your rate depends on credit, down payment, the property, and the lender. Apply to see real options.
Market guide
Today’s rates
Average advertised rates · Mortgage News Daily · as of Aug 31, 2026 · updating…
15-yr conv
6.38%
Up +0.03 today
5.55%52-week range6.38%
30-yr jumbo
6.92%
Up +0.02 today
6.10%52-week range6.92%
7/6 ARM
6.42%
Up +0.09 today
5.29%52-week range6.55%
30-yr FHA
6.40%
Up +0.03 today
5.62%52-week range6.40%
30-yr VA
6.42%
Up +0.05 today
5.64%52-week range6.42%
Average advertised rates from Mortgage News Daily — a starting point for buyers and partners. Your actual rate depends on credit, the property, lock period, and points. This is not a quote or APR.
For realtor partners
Talking points
- The 30-year conventional index is 6.87%, +0.06 on the day. Buyers who already found a house should treat this as a reason to get a scenario locked in writing — not to panic, but not to wait on a hope rally.
- FHA 6.40% and VA 6.42% still screen cheaper than conventional on the index. For first-time and veteran buyers, run the side-by-side before you talk down payment.
- We are at the high end of the 52-week range (5.99%–6.87%). Affordability math matters more than chasing a tenth.
Next
Turn a rate into a payment
Taxes, insurance, and HOA are what you actually pay each month. Run a payment or see what you can afford — then apply if you want numbers tied to your credit.